If you're worried about credit card debt, this article has 8 useful tips to prevent you from racking up too much. Get valuable financial lessons and even improve your credit score.

Most people hate talking about credit, but that doesn't excuse them from not understanding it. This article explains the factors that influence your credit score and what you can do to improve it.

Four tactics to get out of extra bank and credit card fees.

You shouldn't trust every card with a Visa or MasterCard stamp on it. The FDIC has been sniffing around credit-card marketers like CompuCredit for misrepresenting their products. Read more here.

Federal regulators are standing up for consumers by asking for refunds on hidden fees charged to consumers on their subprime credit cards. The FTC and FDIC are claiming that CompuCredit Corp. and two banks utilized "predatory lending practices" to take advantage of those with less than perfect credit.

Paying interest is bad enough, but paying exorbitant late fees is even worse. Most card companies hit you with a fee if you pay your bill late. This is fair enough, though some now levy a charge if your bill arrives in the afternoon’s mail on the due date (and not the morning’s mail). Rather than getting caught up in ...

It pays to pay early. If you're carrying a balance on your credit card, and you'd like to save a few bucks, we have a modest suggestion: Pay the bill right away, rather than waiting for the due date. Most credit-card issuers calculate finance charges using your average daily balance. The sooner you make a payment, the sooner your ...

If you're tired of getting bullied around by your credit card company with high fees and rates, you might be in luck. Federal lawmakers are trying to cut you some slack by regulating these aggressive companies. Find out more as the controversy unfolds.

The Fed is trying to protect credit-card holders by putting restrictions on major credit card companies. You can only imagine how happy the credit-card companies must be! Read about the showdown here and find out what this means for you.

The Fed and two other regulators are proposing tightened regulation on credit-card issuers to cut back on what they deem "unfair or deceptive" practices. But the thousands of financial institutions affected are critical of the proposals.