Ah, plastic. Use credit cards wisely and they can be your best personal finance friend. Whether it’s a reward card, a basic charge card or a low-interest card, credit cards have become a staple of the American wallet. There are a gazillion different types, but the basic concept is the same – receive a line of credit on card (how much you can charge), use the card to make a purchase, pay it later. Sounds genius, but beware the debt and fees if you don’t pay off your balance in full at the end of the month.

5.0

Everyday Rewards Visa Credit Card by National City

With this card, you can get 4% cash back on gasoline, 3% on cinema and movie rentals, 2% on grocerie... Read More »

View all Credit Cards offered by National City »
5.0

Freedom Plus Credit Card by Chase

Like the other cards in the Chase Freedom family, this one offers increased reward points (redeem... Read More »

View all Credit Cards offered by Chase »
5.0

Hess Credit Card by Chase

The more you spend, the more you save on gas at Hess locations. No annual fee and earn Hess rebates ... Read More »

View all Credit Cards offered by Chase »
5.0

No Hassle Miles Rewards Credit Card by Capital One

Capital One’s No Hassle Miles Rewards is a credit card rewards program that lets you redeem... Read More »

View all Credit Cards offered by Capital One »
5.0

Preferred Rewards Gold Card by American Express

American Express Preferred Rewards Gold Card is a points/rewards card that offers you 5,000 bonus po... Read More »

View all Credit Cards offered by American Express »
5.0

Sheetz Rewards MasterCard by Chase

Earn an astounding 10 points for every $1 on Sheetz purchases for the first 90 days and 3 points for... Read More »

View all Credit Cards offered by Chase »
4.5

Citi Diamond Preferred Rewards American Express Card by Citibank

You'll earn 6,000 bonus ThankYou Points if you make a purchase using this card within the first thre... Read More »

View all Credit Cards offered by Citibank »
4.5

Citi Platinum American Express Card by Citibank

Avid travelers should consider this card, which offers five points for every $1 spent on certain pur... Read More »

View all Credit Cards offered by Citibank »
4.5

Continental Airlines World MasterCard by Chase

Receive benefits from both Continental Airlines and Chase with this Mastercard that allows you to ra... Read More »

View all Credit Cards offered by Chase »
4.5

Freedom Points Visa Signature Card by Chase

Get a 5,000 point bonus when you sign up for this reward card that offers you increased reward point... Read More »

View all Credit Cards offered by Chase »
4.5

Platinum MasterCard by USAA

Open only to USAA members - current and former U.S. military families, USAA offers a Platinum Master... Read More »

View all Credit Cards offered by USAA »
4.0

Amazon.com Credit Card by Chase

Amazon.com junkies will revel in this reward card that offers 1 point for every $1 spent with the ca... Read More »

View all Credit Cards offered by Chase »
4.0

AT&T Universal Savings and Rewards Card by Citibank

This rewards card will allow you to save up to 10% on eligible AT&T products and services and earn p... Read More »

View all Credit Cards offered by Citibank »
4.0

AT&T Universal Savings Platinum Card by Citibank

This card allows you to save 10% on eligible AT&T products and services for the first 12 months afte... Read More »

View all Credit Cards offered by Citibank »
4.0

Citi Driver's Edge Options Platinum Select MasterCard by Citibank

For the first year after opening this account, you'll earn rebates of 6% on purchases at gas station... Read More »

View all Credit Cards offered by Citibank »
4.0

Citi mtvUTM Platinum Select Visa Card for College Students by Citibank

College students can earn points each semester for maintaining a good GPA with this card. They'll al... Read More »

View all Credit Cards offered by Citibank »
4.0

Citi PremierPass Card by Citibank

Earn points for every mile you fly on an airline and for purchases at gas stations, supermarkets and... Read More »

View all Credit Cards offered by Citibank »
4.0

Citi Professional Card with ThankYou Network by Citibank

This card is designed for businesses, and it comes with a 0% APR on purchases for the first 12 month... Read More »

View all Credit Cards offered by Citibank »
4.0

Citi Professional Cash Card by Citibank

This card is designed for businesses, and you'll earn 3% cash back on purchases at restaurants, offi... Read More »

View all Credit Cards offered by Citibank »
4.0

Continental Airlines World MasterCard for Business by Chase

This card is built for business travel. Earn miles toward more Continental flights and get 20,000 po... Read More »

View all Credit Cards offered by Chase »
4.0

Discover More Card by Discover Financial

The Discover More Card offers various rewards including a 5% cashback bonus for things you buy all y... Read More »

View all Credit Cards offered by Discover Financial »
4.0

Discover Open Road Card by Discover Financial

The Discover Open Road card offers rewards such as 5% Cashback Bonus on gas and auto maintenance pu... Read More »

View all Credit Cards offered by Discover Financial »
4.0

Disney Rewards Visa Card by Chase

Earn 1 point for every eligible $1 you spend with the card and redeem for Disney purchases like DVDs... Read More »

View all Credit Cards offered by Chase »
4.0

Platinum Card by American Express

American Express Platinum Card offers complimentary Airport Club access with participating locations... Read More »

View all Credit Cards offered by American Express »
4.0

Preferred Rewards Green Card by American Express

American Express Preferred Rewards Green Card is a miles/rewards credit card where you earn 1 mile f... Read More »

View all Credit Cards offered by American Express »

Question about Credit Cards? Post a question to Dave Hanson, our Credit Cards guru.

Submit

Dave Hanson answered PP's question:

Guru
Dave Hanson answered:

Hi PP, Almost certainly no. This credit card, like all co-branded airline... Read More »

More_discussions

Top FiDeals

More_fideals

Welcome to FiLife
Let's get this money thing sorted out.

How do you stack up?

0 of 8

Sm_go

Today's Average

Type Today Week Ago
15 Year Fixed 6.30% Rates_down 6.41%
30 Year Fixed 6.68% Rates_down 6.74%
1 Year ARM 5.35% Rates_up 5.33%
5/1 Year ARM 5.67% Rates_down 5.69%
Type Today Week Ago
Line of Credit 5.27% Rates_up 5.26%
10 Year Loan 7.46% Rates_up 7.45%
15 Year Loan 7.57% Rates_up 7.56%
Type Today Week Ago
Interest Checking 0.40% Rates_deposit_up 0.39%
Money Market/Savings 0.69% 0.69%
12 Month CD 2.54% Rates_deposit_up 2.53%
60 Month IRA CD 3.51% Rates_deposit_up 3.49%
Type Today Week Ago
Cash Back Cards 11.02% 11.02%
No Annual Fee Cards 11.28% Rates_up 11.27%
Reward Cards 12.08% 12.08%
Small Business Cards 11.10% 11.10%
Student Cards 13.87% 13.87%
Platinum Cards 11.40% Rates_up 11.38%
Close

The rate information on this page is powered by Informa Research Services, Inc. © 2008, and was last updated 08/20/2008 5:03:00 AM. This information has been obtained from various financial institutions, and Informa Research Services cannot guarantee its accuracy. The information includes financial product data that was in the Informa Research Services database at the time of publication, and may not reflect all of the products available in your region. Before acting on the information shown on this page, contact the financial institution to verify the accuracy of the data. When contacting financial institutions, always mention FiLife.com to ensure you receive the preferred Internet rate. Contact pduncan@informars.com to have your rates included in this chart.

Provided by Informa 08.20.08