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Credit Cards Q&A

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Recent Questions

Doug asked about a month ago in Credit Cards

Doug
Bronze

What would it take to have a FICO score of 850?

3 replies

Doug asked about a month ago in Credit Cards

Doug
Bronze

Who knows the "Secret Formula" used to compute your FICO score?

2 replies

Doug asked about a month ago in Credit Cards

Doug
Bronze

Does "Opting-out" hurt your credit score, (aside from lowering your total credit limit when the credit card is cancelled)?

3 replies

Doug asked about a month ago in Credit Cards

Doug
Bronze

How many Credit Cards are: Too many; Just the Right Number; Too Few (if that's even possible)?

4 replies

Al asked 21 days ago in Credit Cards

Al
FiLifer

I have good credit but always get rejected and can't get decent credit?

1 reply

Erin asked about a year ago in Credit Cards

Erin
Staff

Is it worth it to open the store credit cards to get the discount ?

12 replies

Barclay asked 9 months ago in Credit Cards

Barclay
Staff

Credit card replacement - how long does it take?

2 replies

Chrislyn asked 3 months ago in Credit Cards

Chrislyn
Newcomer

What is a good solution for credit card debt?

1 reply

jatkinson12 asked about a month ago in Credit Cards

jatkinson12
Newcomer

How can a 16 year old get a credit card. I know they have ones somewhere.?

5 replies

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Today’s Rates

Type Today Week Ago
15 Year Fixed 4.62% Rates_down 4.67%
30 Year Fixed 5.15% 5.15%
1 Year ARM 3.48% Rates_down 3.51%
5/1 Year ARM 3.62% Rates_down 3.68%
Type Today Week Ago
Line of Credit 4.89% Rates_up 4.88%
10 Year Loan 7.47% 7.47%
15 Year Loan 7.61% Rates_up 7.60%
Type Today Week Ago
Interest Checking 0.28% 0.28%
Money Market/Savings 0.38% 0.38%
12 Month CD 1.13% Rates_deposit_down 1.15%
60 Month IRA CD 2.40% Rates_deposit_down 2.41%
Type Today Week Ago
Cash Back Cards 12.66% Rates_down 12.68%
No Annual Fee Cards 12.08% Rates_up 11.97%
Reward Cards 12.75% Rates_up 12.61%
Small Business Cards 11.01% Rates_up 10.94%
Student Cards 13.77% Rates_up 13.49%
Platinum Cards 12.26% Rates_up 12.11%
Provided by Informa 11.06.09