There are other options available to borrowers instead of accepting a high interest rate loan from a payday lender. Alternatives show that there is no reason to accept unfavorable loan terms.

More employers are conducting credit checks on job applicants.

After maxing out his fourth credit card, Brandon realized he was drowning in debt. He did his research so he could find his way out, and he found a lot of sound advice. But will his plan work?

This is an article takes a close look at reducing monthly credit payments using a credit card. Calculations are included.

Devaluing an already devalued market by including short sales and foreclosures when appraising property has not helped the already volatile real-estate market, a reader writes. Is it possible appraisal standards will change in the near future? Lew Sichelm

With fees and rates on the rise for traditional credit cards, prepaid cards are gaining popularity. Will they make you a more responsible spender?

By Randall W. ForsythThe rally in credit has trumped equities this year, but it looks to be in its late innings.

It's important for a growing business to establish its own credit history, separate from the owner's personal credit and legitimizing it in the eyes of lenders.

Gene Epstein breaks down the economic fallacy that proclaims if the stock of consumer credit is declining, it means that the flow of new credit has dried up.

The easy of extension of credit to much deeper socioeconomic levels is over. Now some families are struggling to pay off mounds of debt.