In these tough economic times, lenders are all the more careful before granting you a loan. Remember that their decision usually hinges on your credit score. Here is a list of red flags you should avoid to keep your loan prospects alive.

You might not know your credit score or credit history, but the people who handle your money sure do. So what exactly are these things? Your credit report is a summary of your credit history – any new accounts, closed accounts, unpaid bills, late bills etc. If you have a loan, mortgage or a credit card, it will show up here. ...

Although Mr. Freeze was a lame Batman villain, you can now use chilling powers for financial good.

Questions to ask credit monitors before signing up.

You should base your buying decision on how comprehensive you want the monitoring to be and what you’re willing to pay for it.

The thought of a thief running up huge credit card debts in your name is frightening.

unless you want to wind up schlepping meals and perfecting your pirate accent, you better keep your credit in line.

In the dimly lit lounge of credit scores, the three-digit number that lenders use to evaluate your r...

If you're a consumer who likes to spend to prop up the economy, it's a good idea to first prop up your credit score so you get better rates and terms on purchases. Some simple actions can help hike your FICO score, the most common credit measure, within a couple of months. And an improved score can mean lower interest rates and ...

If you are struggling to deal with debt, credit counseling could help you avoid bankruptcy. When should you opt for credit counseling to tide over your financial worries? Here is a look at the pros and cons of credit counseling.