Those television commercials about wrecked credit that get lodged in your head for weeks sure are annoying. But they do have a shred of redeeming truth: unless you want to…
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Monday Apr 20, 2009
In these tough economic times, lenders are all the more careful before granting you a loan. Remember that their decision usually hinges on your credit score. Here is a list of red flags you should avoid to keep your loan prospects alive.
Wednesday May 14, 2008
You might not know your credit score or credit history, but the people who handle your money sure do. So what exactly are these things? Your credit report is a summary of your credit history – any new accounts, closed accounts, unpaid bills, late bills etc. If you have a loan, mortgage or a credit card, it will show up here. ...
Thursday May 15, 2008
Although Mr. Freeze was a lame Batman villain, you can now use chilling powers for financial good.
Questions to ask credit monitors before signing up.
You should base your buying decision on how comprehensive you want the monitoring to be and what you’re willing to pay for it.
The thought of a thief running up huge credit card debts in your name is frightening.
unless you want to wind up schlepping meals and perfecting your pirate accent, you better keep your credit in line.
Thursday May 15, 2008
In the dimly lit lounge of credit scores, the three-digit number that lenders use to evaluate your r...
Thursday May 15, 2008
If you're a consumer who likes to spend to prop up the economy, it's a good idea to first prop up your credit score so you get better rates and terms on purchases. Some simple actions can help hike your FICO score, the most common credit measure, within a couple of months. And an improved score can mean lower interest rates and ...
Friday Apr 24, 2009
If you are struggling to deal with debt, credit counseling could help you avoid bankruptcy. When should you opt for credit counseling to tide over your financial worries? Here is a look at the pros and cons of credit counseling.
| Type | Today | Week Ago |
|---|---|---|
| 15 Year Fixed | 4.62%  |
4.67% |
| 30 Year Fixed | 5.15% | 5.15% |
| 1 Year ARM | 3.48% |
3.51% |
| 5/1 Year ARM | 3.62% |
3.68% |
| Type | Today | Week Ago |
|---|---|---|
| Line of Credit | 4.89%  |
4.88% |
| 10 Year Loan | 7.47% | 7.47% |
| 15 Year Loan | 7.61% |
7.60% |
| Type | Today | Week Ago |
|---|---|---|
| Interest Checking | 0.28% | 0.28% |
| Money Market/Savings | 0.38% | 0.38% |
| 12 Month CD | 1.13%  |
1.15% |
| 60 Month IRA CD | 2.40% |
2.41% |
| Type | Today | Week Ago |
|---|---|---|
| Cash Back Cards | 12.66% |
12.68% |
| No Annual Fee Cards | 12.08% |
11.97% |
| Reward Cards | 12.75% |
12.61% |
| Small Business Cards | 11.01% |
10.94% |
| Student Cards | 13.77% |
13.49% |
| Platinum Cards | 12.26% |
12.11% |
