In these tough economic times, lenders are all the more careful before granting you a loan. Remember that their decision usually hinges on your credit score. Here is a list of red flags you should avoid to keep your loan prospects alive.

Credit card rebates, including cash and bonus air miles, come at a steeper price for many credit card customers. Here's some tips on how to benefit from the upside of these popular reward programs while limiting the downside.

You might not know your credit score or credit history, but the people who handle your money sure do. So what exactly are these things? Your credit report is a summary of your credit history – any new accounts, closed accounts, unpaid bills, late bills etc. If you have a loan, mortgage or a credit card, it will show up here. ...

Although Mr. Freeze was a lame Batman villain, you can now use chilling powers for financial good.

Not many people know that they can actually cancel their credit card instead of just physically shredding it up.

In the dimly lit lounge of credit scores, the three-digit number that lenders use to evaluate your r...

Does applying for a debit card incure the same credit pull as a credit card? Here we explain how getting a debit card can affect your credit.

If you're a consumer who likes to spend to prop up the economy, it's a good idea to first prop up your credit score so you get better rates and terms on purchases. Some simple actions can help hike your FICO score, the most common credit measure, within a couple of months. And an improved score can mean lower interest rates and ...

If you are struggling to deal with debt, credit counseling could help you avoid bankruptcy. When should you opt for credit counseling to tide over your financial worries? Here is a look at the pros and cons of credit counseling.