This article is part of our series on debt horror stories. Read the first one here.

From saving money on prescription drugs to finding free help for doing your taxes, use your phone line or go online to find valuable information just for you. We’ve gathered this list of resources for seniors for you to use.

Author and personal finance columnist Greg Karp on 3 steps for getting out of debt.

Author and personal finance columnist Gregory Karp takes a look at credit counseling and debt management plans for getting out of debt.

Author and personal finance columnist Greg Karp on paying down a mortgage early and using a home equity loan to "pay off" credit card debt.

  When not used to run up outsized debts, credit cards actually have some beneficial features. Along with items such as travel and rental car insurance, many credit cards offer income protection insurance to help customers cope with financial loss resulting from situations like unemployment and hospitalization. How to ...

When it comes to building wealth, managing debt can be more important than saving and smart investing. Here's four strategies that can help you make your debt cheaper, and let you get rid of it faster.

Balance transfer can be a smart way to handle credit card debt - as long as you do your homework and transfer your credit card debt to good credit card. Here are ten questions you should ask before making a balance transfer. A rotten credit card balance transfer deal will just lead to more debt.

Investors need to be careful about how much debt they carry and should start paying off larger balances, says Karen Blumenthal. In this financial crisis carrying a few thousand dollars in credit-card debt can be dangerous.

You can't consolidate your college loans or your graduate school loans until after you graduate. But you should start thinking about student loan consolidation before graduation day arrives.