This week's interest rates on mortgages drop, with the 30-year fixed-rate mortgage averaging 5.08%, according to Freddie Mac 's weekly survey of conforming mortgages. Freddie's chief economist says the latest data on real estate paint a favorable backdrop

Think the timing's right for you to buy? You need to ask these four questions.

If you want your shot at a tax credit of up to $8,000, you'll need to settle quickly.

You have a second chance to refinance, but the window is a short one.

A new study shows that homeowners with delinquent mortgages are less likely to catch up with their payments.

Going green with your home may get you a deal on your mortgage.

Carrying any kind of debt into retirement can make things difficult, but especially after the housing market crash seniors should pay off their mortgage before entering retirement.

Rates on fixed-rate mortgages inch up, after July's employment report indicates a slight improvement in the labor market.

I don't know which will damage my credit score more, allowing my lender to foreclose on my house or declaring bankruptcy to buy myself a little more time.

With delinquent U.S. mortgages at an all-time high, banks pitching modification and refinancing programs, even with the help of the Obama administration's housing-rescue plan, have their work cut out for them.