As the federal government's plan to slow foreclosures works through the system, FiLife's Foreclosure Help Center offers up some resources for navigating issues related to the foreclosure process.

A house is underwater when the owner owes more in the form of a mortgage or home loan than the house is worth. Being underwater isn't always a problem if the homeowner can still make the monthly payments on the loan. But underwater homes can lead to sticky situations...

Although the recent government bailout will help many people, many more will still lose their homes.  This article outlines two alternatives to settling on foreclosure. You might still lose your home, but at least you won't be swamped in debt.