Lew Sichelman answers reader questions about dealing with lenders and home-equity loans.

In order to spur lending in the multifamily market, government-sponsored Freddie Mac is expected to sell nearly $1 billion in commercial-mortgage bonds backed by multifamily loans Tuesday.

Obama is continuing his efforts to help Americans stay in their homes by unveiling an incentive plan for mortgage companies. The plan would help homeowners refinance second mortgages.

Home equity lines of credit act as a safety net for most homeowners, but in this economy they've become harder to get or are cut off. Jennifer Openshaw offers three things to keep in mind to keep your HELOC from being cut and what to do if it's up for renewal this year.

Reverse mortgages have risen in popularity with seniors looking to tap their home equity and to avoid foreclosure. Home owners 62 and older can convert home equity to cash without losing their home.

Morgan Stanley is reducing home equity loans for a lot of clients, reflecting the dropping value of many homes. Other lenders are following suit as home prices continue to fall. Read more about it here.

Finally, some 'okay' news about the housing market, but economists aren't predicting rays of sunshine just yet. Find out more about the housing market, and what's going on, in this article.

There's a loophole in the housing bill that goes into effect October 1st. If you qualify, you might come out of this mess on top. Find out what the new legislation has in store for struggling homeowners in this article.

As if the credit crunch and the housing crisis weren't enough, now predatory lenders are scamming people eager for a loan out of their money. The scheme: advance-fee loans.

Many of us are worried about our mortgages. Lew Sichelman answers some readers' questions here.