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Identity Theft Protection

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Identity Theft Protection Calculators

How Much Do I Need For Emergencies?

Assumptions
Current gross monthly income  
Current emergency funds available  
Number of months for fund to last  
Before tax return on savings: (%) help
Marginal tax bracket: (%) help
Number of months to accumulate funds  
Expenses
Total monthly living expenses, if plan to itemize below then leave at 0.  
Or Itemize Monthly
Mortgage payment or rent  
Vacation home (mortgage)  
Automobile loan(s)  
Personal loan(s)  
Charge accounts  
Federal income taxes  
State income taxes  
FICA (social security taxes)  
Real estate taxes  
Other taxes  
Utilities  
Household repairs and maintenance  
Food  
Clothing and laundry  
Educational expenses  
Child care  
Automobile expenses (gas, repairs, etc.)  
Other transportation expenses  
Life insurance premiums  
Homeowners (renters) insurance  
Automobile insurance  
Medical, dental and disability insurance  
Entertainment and dining  
Recreation and travel  
Club dues  
Hobbies  
Gifts  
Major home improvements and furnishings  
Professional services  
Charitable contributions  
Other and miscellaneous expenses  

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