Insurance policies protect you against bad luck. Really bad luck—the kind that could cost you a ton of money if you had to dig into your accounts to pay it.…
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Tuesday Apr 14, 2009
When you’re offered travel insurance when booking a flight, do you usually skip over it to avoid the extra fee? The answer would probably depend on your sense of risk aversion.
Questions to ask insurers about their homeowners insurance policy.
There are three kinds of home insurance companies
You want to get a home-insurance policy that will pay you enough to entirely rebuild your home were it wiped off the map
What to ask an insurance agent to be sure you use one who’s on the ball.
It’s important to remember that insurance agents do not work for you.
Insurance can be purchased through an agent or in some cases directly from an insurer. There are pros and cons for each.
Insurance policies protect you against bad luck. Really bad luck—the kind that could cost you a ton of money if you had to dig into your accounts to pay it.
Homeowner’s insurance protects three things: Your home, its contents, and, indirectly, your bank accounts.
| Type | Today | Week Ago |
|---|---|---|
| 15 Year Fixed | 4.62%  |
4.67% |
| 30 Year Fixed | 5.15% | 5.15% |
| 1 Year ARM | 3.48% |
3.51% |
| 5/1 Year ARM | 3.62% |
3.68% |
| Type | Today | Week Ago |
|---|---|---|
| Line of Credit | 4.89%  |
4.88% |
| 10 Year Loan | 7.47% | 7.47% |
| 15 Year Loan | 7.61% |
7.60% |
| Type | Today | Week Ago |
|---|---|---|
| Interest Checking | 0.28% | 0.28% |
| Money Market/Savings | 0.38% | 0.38% |
| 12 Month CD | 1.13%  |
1.15% |
| 60 Month IRA CD | 2.40% |
2.41% |
| Type | Today | Week Ago |
|---|---|---|
| Cash Back Cards | 12.66% |
12.68% |
| No Annual Fee Cards | 12.08% |
11.97% |
| Reward Cards | 12.75% |
12.61% |
| Small Business Cards | 11.01% |
10.94% |
| Student Cards | 13.77% |
13.49% |
| Platinum Cards | 12.26% |
12.11% |
