A traditional IRA is a type of retirement account that comes with certain tax-advantages. Individuals make tax-deductible contributions to the account, but pay income taxes when the money is withdrawn in retirement. Anyone can set up an IRA, though certain income limitations apply. Roth IRAs work very similarly to traditional individual retirement accounts, but the tax treatment is different (it’s reversed, actually). Roth IRA contributions aren’t tax-deductible, but you won’t pay any taxes when you take the money out later. Anyone can set up a Roth IRA, though certain income and contribution limitations apply.

5.0

Roth IRA by Vanguard

Vanguard offers Roth IRAs which allow your earnings to grow tax-free and are also tax-free when you ... Read More »

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Traditional IRA by Vanguard

With Vanguard’s traditional IRAs your contributions grow tax-deferred until you withdraw th... Read More »

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Add-On IRA by Bank of the West

Bank of the West’s Add-On IRA gradually builds investment funds at a fixed rate for a fixed 12-month... Read More »

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Contributory IRA by Downey Savings

The Downey Savings Contributory IRA allows you to contribute up to $5,000 in 2008, plus $5,000 for a... Read More »

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Education IRA by Union Bank of California

The Coverdell Education Savings Account allows you to save up to $2,000 a year for a child’s educati... Read More »

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Fixed Rate Add-On IRA by Associated Bank

Associated Bank’s fixed Rate Add-On IRA is funded by a 12-month Certificate of Deposit (CD). A mini... Read More »

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Fixed Rate IRA by Associated Bank

The Associated Bank Fixed Rate IRA is funded by a Certificate of Deposit (CD), and offers a fixed ra... Read More »

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Fixed Term CD IRA by Bank of America

This fixed term CD can range in length from 6 moths to 10 years. You need $3,000 to open one and the... Read More »

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Flex Term IRA by Associated Bank

Associated Bank’s Flex Term IRA is funded by a Certificate of Deposit. You can select from a variety... Read More »

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Flexible Term IRA by Bank of the West

Bank of the West’s Flexible Term IRA is a fixed rate retirement product with the flexibility to pick... Read More »

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Gold MarketPlus IRA by Zions Bank

The Gold MarketPlus IRA is for clients with a Zions Bank Gold Account or Gold Interest Checking Acco... Read More »

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High Yield CD IRA by Bank of America

This short-term high yield CD has an 8 month term and a $2,000 minimum opening balance. It’s availab... Read More »

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Individual Retirement Account Certificate of Deposit by Zions Bank

The Individual Retirement Account Certificate of Deposit (IRA CD) is a great way to plan for the fut... Read More »

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Question about IRAs? Post a question to Michael, our IRAs guru.

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Michael answered tony's question:

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Michael answered:

Kristen beat me to the punch here, and I really don't have much more to add... Read More »

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The rate information on this page is powered by Informa Research Services, Inc. © 2008, and was last updated 08/20/2008 5:03:00 AM. This information has been obtained from various financial institutions, and Informa Research Services cannot guarantee its accuracy. The information includes financial product data that was in the Informa Research Services database at the time of publication, and may not reflect all of the products available in your region. Before acting on the information shown on this page, contact the financial institution to verify the accuracy of the data. When contacting financial institutions, always mention FiLife.com to ensure you receive the preferred Internet rate. Contact pduncan@informars.com to have your rates included in this chart.

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