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Life Insurance News

Market Hits 'Universal Life' Policies

Sunday Oct 11, 2009

Investors should remember that they can't "set it and forget it" with unversal life insurance policies.

In a Crunch, Insurers Raise Fees

Tuesday Sep 22, 2009

Insurers hurt by real-estate investment losses are cutting back on sales and are raising prices on life insurance.

New products may ease bite of long-term-care costs

Thursday Jul 16, 2009

Will new products combining life insurance or annuities with long-term-care insurance be the best choice for consumers? Robert Powell investigates.

Are You Making These Costly Mistakes in Your Estate Plan?

Monday Jul 13, 2009

Time after time, case history tells us that most people who die with a net worth over a few million dollars end up paying hundreds of thousands of dollars, often millions, in unnecessary estate taxes. Avoiding costly mistakes in your estate plan is easy.

Danger: Toxic Financial Products

Tuesday Jun 30, 2009

Warning! Toxic financial products didn't end with creative mortgages. They live all around us in loans, trading products and even life insurance. Read our list and add some more.

Life Insurance Can Help You Get the Most Out of Your Pension Benefits

Friday Jun 26, 2009

If you're entitled to a pension, you'll need to decide if you want the full pension benefit, but your spouse will get nothing after you die or take less in exchange for continuing benefits for your spouse. But life insurance can help.

Are You Spending More Than Necessary on Your Life Insurance?

Monday Jun 22, 2009

Since 1994, term life insurance rates have fallen and as a result, many may be paying too much for life insurance. For the first time since then, rates are beginning to increase on average 10-15%. But there is still time to save money if you act now!

Term Life Insurance Policy Illustrations...Fact or Fiction?

Friday Jun 12, 2009

Ever since life insurance companies and their agents have been using computers to produce policy illustrations, these illustrations have been misunderstood. Learn how to understand what these illustrations mean.

Keep Tabs on Insurance That Covers Estate Tax

Tuesday May 26, 2009

Using life insurance to cover the death tax is blowing up some estate plans as of late.  

Insurers Offer Funeral-Related Services

Tuesday May 19, 2009

Group-life insurers are now including legal help for probate and professional help for funeral planning as part of death benefits.

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Today’s Rates

Type Today Week Ago
15 Year Fixed 4.62% Rates_down 4.67%
30 Year Fixed 5.15% 5.15%
1 Year ARM 3.48% Rates_down 3.51%
5/1 Year ARM 3.62% Rates_down 3.68%
Type Today Week Ago
Line of Credit 4.89% Rates_up 4.88%
10 Year Loan 7.47% 7.47%
15 Year Loan 7.61% Rates_up 7.60%
Type Today Week Ago
Interest Checking 0.28% 0.28%
Money Market/Savings 0.38% 0.38%
12 Month CD 1.13% Rates_deposit_down 1.15%
60 Month IRA CD 2.40% Rates_deposit_down 2.41%
Type Today Week Ago
Cash Back Cards 12.66% Rates_down 12.68%
No Annual Fee Cards 12.08% Rates_up 11.97%
Reward Cards 12.75% Rates_up 12.61%
Small Business Cards 11.01% Rates_up 10.94%
Student Cards 13.77% Rates_up 13.49%
Platinum Cards 12.26% Rates_up 12.11%
Provided by Informa 11.06.09