Investors should remember that they can't "set it and forget it" with unversal life insurance policies.

Insurers hurt by real-estate investment losses are cutting back on sales and are raising prices on life insurance.

Will new products combining life insurance or annuities with long-term-care insurance be the best choice for consumers? Robert Powell investigates.

Time after time, case history tells us that most people who die with a net worth over a few million dollars end up paying hundreds of thousands of dollars, often millions, in unnecessary estate taxes. Avoiding costly mistakes in your estate plan is easy.

Warning! Toxic financial products didn't end with creative mortgages. They live all around us in loans, trading products and even life insurance. Read our list and add some more.

If you're entitled to a pension, you'll need to decide if you want the full pension benefit, but your spouse will get nothing after you die or take less in exchange for continuing benefits for your spouse. But life insurance can help.

Since 1994, term life insurance rates have fallen and as a result, many may be paying too much for life insurance. For the first time since then, rates are beginning to increase on average 10-15%. But there is still time to save money if you act now!

Ever since life insurance companies and their agents have been using computers to produce policy illustrations, these illustrations have been misunderstood. Learn how to understand what these illustrations mean.

Using life insurance to cover the death tax is blowing up some estate plans as of late.  

Group-life insurers are now including legal help for probate and professional help for funeral planning as part of death benefits.