Sunday Oct 11, 2009
Investors should remember that they can't "set it and forget it" with unversal life insurance policies.
Tuesday Sep 22, 2009
Insurers hurt by real-estate investment losses are cutting back on sales and are raising prices on life insurance.
Thursday Jul 16, 2009
Will new products combining life insurance or annuities with long-term-care insurance be the best choice for consumers? Robert Powell investigates.
Monday Jul 13, 2009
Time after time, case history tells us that most people who die with a net worth over a few million dollars end up paying hundreds of thousands of dollars, often millions, in unnecessary estate taxes. Avoiding costly mistakes in your estate plan is easy.
Tuesday Jun 30, 2009
Warning! Toxic financial products didn't end with creative mortgages. They live all around us in loans, trading products and even life insurance. Read our list and add some more.
Friday Jun 26, 2009
If you're entitled to a pension, you'll need to decide if you want the full pension benefit, but your spouse will get nothing after you die or take less in exchange for continuing benefits for your spouse. But life insurance can help.
Monday Jun 22, 2009
Since 1994, term life insurance rates have fallen and as a result, many may be paying too much for life insurance. For the first time since then, rates are beginning to increase on average 10-15%. But there is still time to save money if you act now!
Friday Jun 12, 2009
Ever since life insurance companies and their agents have been using computers to produce policy illustrations, these illustrations have been misunderstood. Learn how to understand what these illustrations mean.
Tuesday May 26, 2009
Using life insurance to cover the death tax is blowing up some estate plans as of late.
Tuesday May 19, 2009
Group-life insurers are now including legal help for probate and professional help for funeral planning as part of death benefits.
| Type | Today | Week Ago |
|---|---|---|
| 15 Year Fixed | 4.62% ![]() |
4.67% |
| 30 Year Fixed | 5.15% | 5.15% |
| 1 Year ARM | 3.48% ![]() |
3.51% |
| 5/1 Year ARM | 3.62% ![]() |
3.68% |
| Type | Today | Week Ago |
|---|---|---|
| Line of Credit | 4.89% ![]() |
4.88% |
| 10 Year Loan | 7.47% | 7.47% |
| 15 Year Loan | 7.61% ![]() |
7.60% |
| Type | Today | Week Ago |
|---|---|---|
| Interest Checking | 0.28% | 0.28% |
| Money Market/Savings | 0.38% | 0.38% |
| 12 Month CD | 1.13% ![]() |
1.15% |
| 60 Month IRA CD | 2.40% ![]() |
2.41% |
| Type | Today | Week Ago |
|---|---|---|
| Cash Back Cards | 12.66% ![]() |
12.68% |
| No Annual Fee Cards | 12.08% ![]() |
11.97% |
| Reward Cards | 12.75% ![]() |
12.61% |
| Small Business Cards | 11.01% ![]() |
10.94% |
| Student Cards | 13.77% ![]() |
13.49% |
| Platinum Cards | 12.26% ![]() |
12.11% |
Very enlightening. I look forward to comments after the law is in effect. Will you post a synopsis or the entire law?