As proposed rules for overdraft protection languish both in Congress and before the Federal Reserve Board, financially strapped consumers are taking it on the chin. Despite the recession, overdraft fees are rising.

Whether its overdoing it on loans or mismanaging money, college students often struggle financially. And rather than helping them by giving one bank priority access to campus and thereby students ' money, many schools are enriching themselves far more tha

See if your bank is among those changing the requirements for no-fee checking accounts.

The growing number of troubled banks is forcing regulators to shore up deposit-insurance reserves, which in turn is going to cost consumers more in the form of fees and tighter lending standards.

The FDIC board voted for a revised proposal that eases the way for private-equity firms to buy failed banks.

Banks are struggling and dying at an alarming rate due to the toxic loans and securities they bought from other banks.

The manner in which five banks collapsed on Friday, costing the resource-stretched Federal Deposit Insurance Corp. roughly $3.7 billion, is raising concerns about the agency's depleted insurance fund used to protect depositors.

Starting August 20, banks must comply with parts of the new Credit Card Act of 2009.

As a result of the financial crisis and a weak economy, financial institutions have merged at a frenetic pace. Survival in a post-merger world is difficult, but with the right plan you can be successful.

Banks have already tightened credit standards in this down economy, but with the Credit Card Act going into effect next year, banks are taking new measures to protect themselves.