The current weak state of the economy traces back to the collapse of the subprime mortgage market in late 2006. With banks and mortgage insurers cutting back on broker business, does this mark the end of the mortgage broker model?

Mortgage rates are low right now, but if you're worried about when the rates will spike again, you can invest in a mutual fund that tracks long-term interest rates.

June Fletcher advises one reader on how to prove their creditworthiness after filing for bankruptcy in the past.

The Mortgage Bankers Association reports that mortgages across the board are down.

Hopefully, you haven't waited too long to take advantage of the low interest rates on mortgages and refinances because the deals won't last too much longer.

The mortgage industry has its hands full obviously as they struggle to modify loans to keep people in their homes.  

Bruce Marks of the Neighborhood Assistance Corp. is holding the mortgage banking industry accountable for what they did to promote the housing crisis and what they're not doing to help homeowners in crisis today.   

The lack of warehouse loans, which represents the lifelines for mortgage banks to secure money for real estate transactions, is also contributing to the slowdown in home buying activity.

Last week's filings of mortgage applications rise a seasonally adjusted 11.3% compared with the final week of February, as borrowers jump on lower interest rates for fixed-rate mortgages, the Mortgage Bankers Association's latest data show.

The housing crisis has left lenders struggling with clients facing with foreclosures and delinquent mortgage payments. Lew Sichelman advises to readers on how to handle their situations to refinance and save their homes.