Though 1-year ARMs are down, 30-year and 15-year fixed rate mortgages rose this week, as did 5-year Treasury-indexed hybrids adjustable-rate mortgages.

While mortgage rates are at historic lows, lending is still pretty tight. There are higher fees and costs to consider - here's a look at pricing changes and options to understand before jumping in.

There's a new villain working its way up the 'bad news food chain': option ARMs. Barclays Capital expects about 45% of these loans originated in 2006 and 2007 to default. Read more about them here.

Mortgage relief is on its way, but it's not for everyone. From seriously high interest rates to other additional costs, be sure you get all the facts before jumping for joy. This article ought to help.

There's a loophole in the housing bill that goes into effect October 1st. If you qualify, you might come out of this mess on top. Find out what the new legislation has in store for struggling homeowners in this article.

Having trouble qualifying for a mortgage? Put your worries to rest, and use these four tips to boost your chances. The markets may have hoards of people cringing, but that doesn't mean you can't find the mortgage you need.

Banks hate being questioned about their credit worthiness, but with the housing market in a funk and the credit crisis still lingering, sometimes it's necessary to ask questions. See the article below for more info.

More news on the mortgage front. It looks like Countrywide Financial Corp. is going to court with the Florida attorney general.

Wachovia is making some changes to save customers cash, and keep itself afloat in today's tough markets. No more prepayment fees for its mortgage program, and no more ARMs.

Many of us are worried about our mortgages. Lew Sichelman answers some readers' questions here.