The margin on an adjustable rate loan is the fixed piece of the interest rate that goes right into your lender's pocket.

Here's all the help you need to buy a home during the recession.

Need to get the interest rate lower on your mortgage? Consider using mortgage points.

Looking for a mortgage calculator? Here are three of the best mortgage calculators out there.

Author and personal finance columnist Greg Karp on paying down a mortgage early and using a home equity loan to "pay off" credit card debt.

You know what a mortgage is, yes? It’s nothing more than a loan. Like most loans, it requires some collateral (the thing you’ll lose if you don’t pay the lender back). In this case, the collateral is a house or apartment you want. A bank lends you money to buy a house, and if you don’t pay them back when they ...

The size of your down-payment affects how much you pay in interest and other fees down the road.

Questions to ask when you're shopping for a home equity loan.

Questions to ask when shopping for a mortgage.

Federal Housing Administration loans, or FHA loans, are low-interest mortgage loans insured by the federal government through the US Department of Housing and Urban Development.