If you’re never applied for a mortgage before, you may not realize that you’re about to have every crevice of your financial life looked over by banks who consider you…
No comments yet. Be the first.
Friday Mar 20, 2009
Looking for a mortgage calculator? Here are three of the best mortgage calculators out there.
Wednesday Jun 3, 2009
Author and personal finance columnist Greg Karp on paying down a mortgage early and using a home equity loan to "pay off" credit card debt.
Thursday May 22, 2008
You know what a mortgage is, yes? It’s nothing more than a loan. Like most loans, it requires some collateral (the thing you’ll lose if you don’t pay the lender back). In this case, the collateral is a house or apartment you want. A bank lends you money to buy a house, and if you don’t pay them back when they ...
Wednesday Feb 11, 2009
Here's all the help you need to buy a home during the recession.
The size of your down-payment affects how much you pay in interest and other fees down the road.
Questions to ask when you're shopping for a home equity loan.
Questions to ask when shopping for a mortgage.
Wednesday Mar 18, 2009
Federal Housing Administration loans, or FHA loans, are low-interest mortgage loans insured by the federal government through the US Department of Housing and Urban Development.
Wednesday Mar 11, 2009
As the federal government's plan to slow foreclosures works through the system, FiLife's Foreclosure Help Center offers up some resources for navigating issues related to the foreclosure process.
If you have a single, discrete expense, a regular home-equity loan is the right move. If you’re looking at a series of payments over a period of time, a HELOC is the better choice.
| Type | Today | Week Ago |
|---|---|---|
| 15 Year Fixed | 4.62%  |
4.67% |
| 30 Year Fixed | 5.15% | 5.15% |
| 1 Year ARM | 3.48% |
3.51% |
| 5/1 Year ARM | 3.62% |
3.68% |
| Type | Today | Week Ago |
|---|---|---|
| Line of Credit | 4.89%  |
4.88% |
| 10 Year Loan | 7.47% | 7.47% |
| 15 Year Loan | 7.61% |
7.60% |
| Type | Today | Week Ago |
|---|---|---|
| Interest Checking | 0.28% | 0.28% |
| Money Market/Savings | 0.38% | 0.38% |
| 12 Month CD | 1.13%  |
1.15% |
| 60 Month IRA CD | 2.40% |
2.41% |
| Type | Today | Week Ago |
|---|---|---|
| Cash Back Cards | 12.66% |
12.68% |
| No Annual Fee Cards | 12.08% |
11.97% |
| Reward Cards | 12.75% |
12.61% |
| Small Business Cards | 11.01% |
10.94% |
| Student Cards | 13.77% |
13.49% |
| Platinum Cards | 12.26% |
12.11% |
