Thursday Aug 13, 2009
Looking for more ways to trim? Cut your home phone bill to $0 with just one device.
Friday Aug 7, 2009
Tired of counting minutes and texts on your cell phone? Ezra Kucharz weighs in on a workaround using the new Google Voice service and your everyday cell phone.
Monday Aug 3, 2009
Paying off debt is generally a good idea, even when the funds come from savings. However, there are some situations where it's wise to keep some cash even at the expense of higher debt. Here's how to decide what's right for you.
Tuesday Jul 28, 2009
There are a lot of different reasons why people don't have an emergency fund. For some it’s a challenge to find any extra money in their monthly budget to save.
Tuesday May 26, 2009
Friendly fraud, a term used to describe consumers trying to get over in little ways on online merchants, is on the rise and retailers are fighting back.
Thursday May 14, 2009
Three major credit-card companies are expected to announce increasing loan losses and default in April as consumers struggle to make payments.
Monday Apr 27, 2009
Are you spending too much to save on utilitiy costs? If you are thinking about installing a smart meter in your home to monitor energy use, consider the cost-savings ratio.
Sunday Mar 29, 2009
Do you feel like you have too many minutes on your cell phone plan? Do you feel like you're overpaying? Prepaid plans might be a better and cheaper option for your needs.
Wednesday Mar 25, 2009
Having trouble keeping up with your bills? Here are a host of Web-based applications that can help track and manage them.
Wednesday Feb 25, 2009
Unexpected bills, and especially seemingly unfair bills, can and should be challenged if you think they're in the wrong. Here are four tips for trying to get your bill reduced.
| Type | Today | Week Ago |
|---|---|---|
| 15 Year Fixed | 4.62%  |
4.67% |
| 30 Year Fixed | 5.15% | 5.15% |
| 1 Year ARM | 3.48% |
3.51% |
| 5/1 Year ARM | 3.62% |
3.68% |
| Type | Today | Week Ago |
|---|---|---|
| Line of Credit | 4.89%  |
4.88% |
| 10 Year Loan | 7.47% | 7.47% |
| 15 Year Loan | 7.61% |
7.60% |
| Type | Today | Week Ago |
|---|---|---|
| Interest Checking | 0.28% | 0.28% |
| Money Market/Savings | 0.38% | 0.38% |
| 12 Month CD | 1.13%  |
1.15% |
| 60 Month IRA CD | 2.40% |
2.41% |
| Type | Today | Week Ago |
|---|---|---|
| Cash Back Cards | 12.66% |
12.68% |
| No Annual Fee Cards | 12.08% |
11.97% |
| Reward Cards | 12.75% |
12.61% |
| Small Business Cards | 11.01% |
10.94% |
| Student Cards | 13.77% |
13.49% |
| Platinum Cards | 12.26% |
12.11% |
I suggest anyone and everyone should discover Skype (www.skype.com). We use this at work religiously, especially when talking with our development team in India. I also like MagicJack as well as Vonage. Of course, I'm not that great of a resource since I haven't had a landline in over 10 years.