Looking for more ways to trim? Cut your home phone bill to $0 with just one device.

Tired of counting minutes and texts on your cell phone? Ezra Kucharz weighs in on a workaround using the new Google Voice service and your everyday cell phone.

Paying off debt is generally a good idea, even when the funds come from savings. However, there are some situations where it's wise to keep some cash even at the expense of higher debt. Here's how to decide what's right for you.

There are a lot of different reasons why people don't have an emergency fund. For some it’s a challenge to find any extra money in their monthly budget to save.

Friendly fraud, a term used to describe consumers trying to get over in little ways on online merchants, is on the rise and retailers are fighting back.

Three major credit-card companies are expected to announce increasing loan losses and default in April as consumers struggle to make payments.

Are you spending too much to save on utilitiy costs? If you are thinking about installing a smart meter in your home to monitor energy use, consider the cost-savings ratio.

Do you feel like you have too many minutes on your cell phone plan? Do you feel like you're overpaying? Prepaid plans might be a better and cheaper option for your needs.

Having trouble keeping up with your bills? Here are a host of Web-based applications that can help track and manage them.

Unexpected bills, and especially seemingly unfair bills, can and should be challenged if you think they're in the wrong. Here are four tips for trying to get your bill reduced.