In these tough economic times, lenders are all the more careful before granting you a loan. Remember that their decision usually hinges on your credit score. Here is a list of red flags you should avoid to keep your loan prospects alive.

Tapped out on credit or don't want to hassle with banks or credit cards, considering borrowing from family members - or mom and dad - but be sure that everyone is upfront, on time and the terms are in writing, says Eleanor K. H. Blayney, CFP®.

Credit card rebates, including cash and bonus air miles, come at a steeper price for many credit card customers. Here's some tips on how to benefit from the upside of these popular reward programs while limiting the downside.

Whether you’re a borrower or a lender, find the best P2P site by following these tips

The interest rate you’re charged on any loan is a big deal because it will determine how much you’ll have to pay back each month.

Even if your credit score is favorable and you know what type of loan you want, you still have to shop around.

Although Mr. Freeze was a lame Batman villain, you can now use chilling powers for financial good.

What to ask and verify to be sure you’re choosing the best P2P site.

What to ask lenders to be sure you’re getting the best deal

At some point in life you’ll likely have to borrow money to pay for college, buy a home or car, renovate your home, consolidate debt or refinance existing loans at a lower interest rate.