We’ve broken down our must-ask questions into three categories - what you need to ask about applying, transferring a balance and rewards options.

Not many people know that they can actually cancel their credit card instead of just physically shredding it up.

If you're sitting on credit card debt and have a decent credit history, chances are you can negotiate a better interest rate simply by picking up the phone. Credit card companies are well aware that their competitors' offers are filling up consumers' mailboxes nationwide, and that's good news for debtors eager to reduce their ...

Investors need to be careful about how much debt they carry and should start paying off larger balances, says Karen Blumenthal. In this financial crisis carrying a few thousand dollars in credit-card debt can be dangerous.

There are some things your credit card company won't tell you, that's why there's FiLife. Here are seven simple tips to help you get a lower interest rate on your card.

Credit cards are like power tools – they help keep your financial house in order, but if you’re careless, you’ll end up bleeding money.

An instant approval credit card can be a good bet for people who have a good credit score and need a credit card right away.

You may hear people using the terms credit card and charge card interchangeably, but they are not the same. You cannot postpone paying your dues on a charge card, unlike a credit card. What are the advantages and disadvantages of possessing a charge card?