Applying for and obtaining disability benefits can be a long and ardous process. Here's what you can expect if you ever need to file a claim.

Ever since life insurance companies and their agents have been using computers to produce policy illustrations, these illustrations have been misunderstood. Learn how to understand what these illustrations mean.

For consumers who have questions about insurance, your state insurance department is a treasure chest of assistance and information.

Funding your retirement shouldn't be impossible. Sure, pensions are drying up and most people are leaning on their 401ks, but what if you can't put money into your plan? Consider retirement-contribution protection and read more about it here.

Wondering whether to disclose a recent illness to a potential employer? Columnist Perri Capell explains your rights under the law, and how to put a positive spin on your recovery.

When it comes to insurance, there are some policies you'll need, and others you should steer clear of. This article will help ensure that you're not making any bad insurance moves, so check it out.

Getting a disability insurance policy is a smart move. The MarketWatch article below explains some of the advantages, and warns you of some of the potential pitfalls to watch out for when purchasing a private policy.

SAN FRANCISCO (MarketWatch) -- As a financial planner, Valerie Greene knew that disability insurance was an essential part of a worker's portfolio, so she bought a policy for herself at the age of 30.

BOSTON (MarketWatch) -- Joe Martin opened his door one afternoon in late February and came face to face with Kevin, who was "going around the neighborhood talking about cancer." It was an alarming idea that convinced Martin to open his Bloomington, Ill.,

With insurance coverage for everything from dread diseases to I.D. theft, how does anyone know when enough is enough?