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Student Loans Guides

Learn about Federal Student Loans

The Short Story:

We can’t say this enough: Federal loans have far better interest rates and repayment terms than private loans. You should always exhaust these before turning to private loans. So why do so many people take out private loans? Well, federal loan amounts...

Today's Private Student Loan Repayment Options

Friday Mar 13, 2009

Can't pay back your private student loans? Here are some strategies for dealing with private student loan repayment when you can't pay.


Can Student Loans Be Discharged in Bankruptcy?

Monday Apr 20, 2009

It is very difficult to get student loans discharged in bankruptcy. The only exception occurs when a borrower can file an undue hardship petition, which generally follows the standard of the three-part Brunner Test.


For Student Loans, Start with the Feds

Tuesday Jul 21, 2009

The federal student loan program you enter is often not your choice, but you can get smart about the ins and outs of your loan and learn more about other options.


Do You Need Student Loans?

Unless you’re a math whiz or basketball star who nets a full ride, chances are you’ll need to take out student loans to pay for school.


Federal Loans and Online Learning

Monday May 11, 2009

For a growing number of students, particularly adult learners, distance learning is a convenient way to pursue higher education.


Should You Consolidate Your Student Loans?

Friday May 1, 2009

Consolidation loans can offer a bit of repayment relief and simplify repayment of your education loans. But they can also increase your costs and come with other pitfalls.


When Is Student Loan Interest Deductible?

Monday Apr 13, 2009

Up to $2,500 a year in student loan interest is deductible as an above-the-line exclusion from income. You can take this deduction even if you do not itemize. Capitalized interest and origination fees are included.


Grilling Guide: Questions to Ask Lenders and Your School

Questions to ask lenders and school officials about student loans.


Learn about Federal Student Loans

Tuesday May 13, 2008

We can’t say this enough: Federal loans have far better interest rates and repayment terms than private loans. You should always exhaust these before turning to private loans. So why do so many people take out private loans? Well, federal loan amounts...


Advice for Getting the Best Deal on Student Loans

advice on getting the best deal on student loans


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