As tuition costs rise, more students are borrowing and tackling large debts long after graduation.

That wonderful time of the year is behind us, and now folks are looking forward to another time that comes every year… one that most don’t think is quite so wonderful: Tax time!

Defaulting on federal and private student loans can result in negative personal and financial consequences. For most borrowers there is no escape from education debt.

The Yoders share reader comments from recent columns.

Your FICO score can help or hurt your when you really need it. Find out ways to improve your score.

The U.S. House of Representatives passed legislation replacing the federally-guaranteed student loan program with 100% direct lending from the federal government. Savings will go to increase the Pell Grant program.

If the bear market has kept you from saving for your child's college education, you're not alone. A recent survey showed 47% of parents are saving less or aren't saving at all for their kids' education.

Students shopping for college loans shouldn't settle for private loans until they have exhausted all options for federal loans, which usually come with lower, fixed interest rates and more flexible payment plans.

Steve Yoder and his son Isaac discuss the balance between saving for retirement early and avoiding mounds of student loan debt.

Students are borrowing more to pay for college, leaving many to struggle after graduation with excessive student loan debt.