Apologizing after an auto incident, and other key phrases during incidents, can make processing your insurance claim a major struggle.

For consumers who have questions about insurance, your state insurance department is a treasure chest of assistance and information.

Going green - using less energy, driving less or buying an energy-efficient house - not only saves you money directly but can also cut your insurance premiums. Insurance companies are realizing that smarter consumers are also less risky.

Going green can get you points with your insurance company and save you some money.

Lew Sichelman answers reader questions about property damage recourse and California veteran loan privates, as well as feedback sent in response to his supoort of the Obama administration's plan to prevent home foreclosures.

One homeowner-insurance company is sticking in the coastal market and is making the push for wealthy customers.

State Farm Insurance Cos. has announced it will pull out of the Florida homeowners-insurance market since it couldn't charge high enough rates.

State Farm has announced it will pull out of Florida's property insurance market. The company stated it couldn't charge enough to cover risk - especially in the case of hurricanes.

Homeowners are hoping to lock in low mortgage rates and have been hurrying to refinance their homes. Experts advise not to pass up this opportunity if you're able to refinance. Here's what you should consider before applying.

The financial crisis hurt publicly traded insurance companies' shares, but insurance experts say owners of property, life and annuity policies shouldn't be worried about making claims. However, borrowing difficulties could lead to higher premiums.