Time after time, case history tells us that most people who die with a net worth over a few million dollars end up paying hundreds of thousands of dollars, often millions, in unnecessary estate taxes. Avoiding costly mistakes in your estate plan is easy.

If you're entitled to a pension, you'll need to decide if you want the full pension benefit, but your spouse will get nothing after you die or take less in exchange for continuing benefits for your spouse. But life insurance can help.

Since 1994, term life insurance rates have fallen and as a result, many may be paying too much for life insurance. For the first time since then, rates are beginning to increase on average 10-15%. But there is still time to save money if you act now!

Ever since life insurance companies and their agents have been using computers to produce policy illustrations, these illustrations have been misunderstood. Learn how to understand what these illustrations mean.

Once you have purchased life insurance, it's tempting to file your policy away and forget about it. But it's important for you to review your policy on a regular basis - especially as the circumstances of your life change.

Finding an agent that you trust with your life insurance needs can be a daunting task. However, there are ways to find a reliable agent whether you’re looking for affordable term life insurance or a permanent life insurance policy.

Oftentimes, insurance agents will try to sell you on extraneous life insurance that may already be covered under a term life insurance policy. Here are three types of coverage to avoid and some reminders when shopping for term life insurance.

When looking to save on term life insurance, Accuquote's Byron Udell lays out four money saving tips to buying the right policy for you. Among things to consider are age and lifestyle.

When other bills are going up and budgets get tight, life insurance payments can go by the wayside. There are ways, however, to keep your policy in place while loosening up on the cost.