Erin
Staff
Working to keep the lights on.
-
Household Income
Not Shared
-
Car Value
Not Shared
-
Credit Score
Not Shared
-
Home Value
Not Shared
-
Rent Payment
Not Shared
-
First Home Value
Not Shared
-
Credit Card Debt
Not Shared
-
Student Loan Debt
Not Shared
- Real Name
- Erin
- Birthday
- Jun 1977
- Join Date
- May 12, 2008
- Homepage
- --Private--
- Relationship Status
- Partnered Up
- Location
- New York, NY
- Got Kids?
- None
- What's your day job?
- VP Finance, Filife.com
- What would you do with a free $100,000?
- Invest it.
Latest Questions Answered
Staff
Plenty of stores offer you a discount (around 10% or so) on your first purc...
Erin's most recent response
Staff
Ha ha! Thanks John, for the conviction of your reply. I won't take you up...
9 total responses | View Discussion »
Latest Reviews
Average rating:
3.9
On Jul 23, 2008 Erin reviewed Free Checking with Direct Deposit from Chase
Chase is a great checking account for New Yorkers. It has the most ATM branches in Manhattan, and ATM machines in every Duane Reade (which basically doubles its footprint). This is great because if you don't travel much outside of the city, you never have a reason to pay the $2 non-Chase ATM fee. However, if you do travel occasionally, it can be pretty hard to find a Chase branch, and those …$2 charges add up (especially in addition to the $2 fee that the other bank usually charges as well).
Chase has an ok online interface, and now I pay all my bills online, and most of them through automatic bill-pay. However, be wary of Chase's hidden charges - I got charged two months in a row for downloading my data to Wesabe - even after I had cancelled the service. Saying that it takes 30 days for cancellations to take effect is just their way of screwing you out of another $9.95. No thanks!
Also, they don't pay any interest, so if you have a higher balance, you should probably look for a checking account with interest. But for a no-frills convenience in NYC, it can't be beat.
Read More | See all Free Checking with Direct Deposit reviews »
Average rating:
4.5
On Jul 15, 2008 Erin reviewed SmartyPig
I really like the concept of SmartyPig and of course, the super high interest rate they offer. I'm getting 3.9%, which is better than most savings accounts out there. It's a great place to put away money for a rainy day. And as of July 15, 2008, they've finally added the option of being able to transfer your money for free back to your own checking account once you've completed your savings …goal. This is the one thing that kept me from rating it a 5 and now they've added the option!
Read More | See all SmartyPig reviews »
Average rating:
4.0
On Jul 15, 2008 Erin reviewed Max-Rate Checking from E*Trade
This is a very high interest checking account, but it's hard for the average person to maintain a balance of $5,000. If your balance goes below $5,000, not only are you not going to get the 3.25% interest (it goes down to 0.5%), you also get a monthly charge of $15. The unlimited ATM refunds is key, since there obviously aren't any E*Trade ATMs to be had. The account also has online bill pay… and automatic free transfers.
Read More | See all Max-Rate Checking reviews »
Latest Questions Asked
Staff
I just found a check that I forgot to deposit that is over a year and a hal...
(2) total answers
Guru
probably not -- I had an old paycheck bounce once. The best thing to do is ...
Guru
Hi Erin, Assuming the account the check was written on is still open, bank...
View Discussion »
Staff
Do car loans have prepayment penalties? I want the flexibility to pay it o...
(1) total answer
Guru
Hi Erin, I have not heard of a car loan from a major provider having a pre...
View Discussion »
Staff
Plenty of stores offer you a discount (around 10% or so) on your first purc...
(9) total answers
Guru
Hi Erin, It sounds to me like you are asking two separate, good questions ...
i agree with dave. it really depends on how much you will save by opening ...
