Francisco
Staff
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Household Income
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Car Value
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Credit Score
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Home Value
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Rent Payment
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First Home Value
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Credit Card Debt
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Student Loan Debt
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- Real Name
- Francisco
- Birthday
- Apr 1984
- Join Date
- May 12, 2008
- Homepage
- --Private--
- Relationship Status
- --Private--
- Location
- Edison, NJ
- Got Kids?
- --Private--
- What's your day job?
- --Private--
- What would you do with a free $100,000?
- Build a watch collection.
Latest Questions Answered
Staff
I have a traditional non-deductible IRA that I have funded for a few years ...
Francisco's most recent response
Staff
Ari, I don't know much about this topic, but I recently came across this ar...
3 total responses | View Discussion »
Latest Reviews
Average rating:
4.1
On Sep 16, 2008 Francisco reviewed 401k from Fidelity
I was afraid of the process and efforts involved with rolling over my 401k. But Fidelity was actually quite easy. These are the steps I took:
1. Got the 401k rollover form from previous employer shortly after my employment there ended.
2. Filled out that form, which was simple, except the new 401k provider info that I needed to get from HR/Fidelity(name, address, etc)
3. Faxed it back to my …previous employer and they processed it, I got the check in 1.5 week in the mail.
4. Got the 401k rollover form in the mail from Fidelity (2 pages application + 1 page instruction + prepaid envelope). They originally sent me one already, which I lost, so I called them and they emailed it to me (https://www.mysavingsatwork.com/taxexempt/assets/transroll-5-03.pdf)
5. Filled out the Fidelity form(simple information such as name, address, amount rolling over, signature, and select the funds that I want to invest in with my rollover amount.) and mail it back.
In less than 2 weeks, I logged in to netbenefits.com and the rollover balance from my old 401k account already showed up in my Fidelity account.
Customer service was great, they were friendly and answered all the questions I had about the whole rollover process.
Read More | See all 401k reviews »
Average rating:
2.6
On Sep 10, 2008 Francisco reviewed Capital One
I have a credit card from Capital One that I used to use as my main card. However, after leaving inactive for less than a year, they mailed me a letter telling me my account was being closed.
See all Capital One reviews »
Average rating:
2.0
On Sep 8, 2008 Francisco reviewed Flexible Rewards Visa Card from Chase
if you are looking for cash rewards, this Chase Visa Rewards card is not really the best you can each. you can redeem 3500 points for a $25 check, if you do the math, that's a cashback reward of less than 1% and since 1% reward cards are everywhere nowadays, I don't see any reason to have this card at all.
See all Flexible Rewards Visa Card reviews »
Latest Questions Asked
Staff
Can you please tell me what happens if I have fixed annuities with AIG and ...
(1) total answer
Guru
Francisco, Generally speaking, a fixed annuity is part of the general accou...
