John

John Guru

John Ulzheimer, President of Consumer Education for Credit.com, is the recognized expert on credit reporting and credit scoring. He has over 16 years of experience in the consumer credit industry including positions with Equifax and Fair Isaac, inventors of the FICO score. He has authored numerous educational materials on the subject. John has appeared on CNBC, FOX, CNN, CBS and Oprah and Friends. He is also a frequent commentator on credit issues in various media outlets including USA TODAY, LA Times, Chicago Tribune, Washington Post, Money Magazine, Wall Street Journal, SmartMoney, MSNBC, New York Post, New York Daily News, TheStreet.com, The Motley Fool, Forbes.com, Bankrate.com, and other regional business and consumer media. In his hometown of Atlanta, John teaches an ongoing course on credit reporting and scoring at The Emory University Center for Lifelong Learning. He is also a regular guest lecturer at The Westminster Schools and The University of Georgia.

Overall: 96%

John is in the 96th percentile of overall contributors to FiLife.

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Reviews: 100%

John is in the 100th percentile for FiLife reviews. Remember that companies and products are reviewed.

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Questions: 0%

John is in the bottommost percentile of discussions started.

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Answers: 83%

John is in the 83rd percentile of responses to FiLife discussions.

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User Stats Stacker Stats
  • Unshared Household Income Not Shared
  • Unshared Car Value Not Shared
  • Unshared Credit Score Not Shared
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  • Unshared First Home Value Not Shared
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  • Unshared Student Loan Debt Not Shared
User Stats Stacker Stats
Real Name
John Ulzheimer
Birthday
--Private--
Join Date
May 12, 2008
Homepage
http://www.credit.com/
Relationship Status
Married
Location
--Private--
Got Kids?
--Private--
What's your day job?
--Private--
What would you do with a free $100,000?
Invest half of it in conservative vehicles such as I-Bonds or Mutual Funds and put the other half in my son's 529 plan.
 

Latest Questions Answered

On May 27, 2008 7:51 pm marina asked:
Would hurt my score if I cancel Credit Cards that I am not using?

I can apply for better deals and get rid of the old ones but I don't want t...

John's most recent response

John_1211202590_large Guru
Jun 9, 2008 11:53 am

It's never a good idea to close credit cards as a strategy to improve your ...

5 total responses | View Discussion »
 

Latest Reviews

5.0 Average rating: 5.0

On Jul 11, 2008 John reviewed IDFreeze from TrustedID

Love this service. They are so far ahead of the game it's crazy. They thought of freezing credit reports years before the bureaus thought of it.

See all IDFreeze reviews »
5.0 Average rating: 5.0

On Jul 11, 2008 John reviewed Identity Theft Protection from Cincinnati Financial

I am familiar with this service. They offer resolution services through a company called IdentityTheft911. Their services are fantastic. Great people.

See all Identity Theft Protection reviews »
5.0 Average rating: 5.0

On Jul 11, 2008 John reviewed Identity Fraud Expense Coverage from Liberty Mutual

Actually, I am rewriting my previous review. I am familiar with this service. They offer resolution services through a company called IdentityTheft911. Their services are fantastic. Great people

See all Identity Fraud Expense Coverage reviews »
 

Latest Questions Asked

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