Paul

Staff

Working at FiLife has really shown me how little I know about personal finance. My personal finance strategy, if you could even call it that, was to just avoid debt. In the past 6 months I have discovered that not only was this an overly simplified approach, it is one that will often leave opportunity and money on the table.

Personal finance is tough for a multitude of reasons and it doesn't help that money is a taboo subject matter within many social groups. So as a result, where do you learn about personal finance when you can't talk about it openly with your friends and family? We are here to change this! I encourage you to learn with us as we explore personal finance products and companies with the goal of figuring out which are best.

Overall:	96%	Paul is in the 96^th percentile of overall contributors to FiLife. ?
Reviews:	100%	Paul is in the 100^th percentile for FiLife reviews. Remember that companies and products are reviewed. ?
Questions:	100%	Paul is in the 100^th percentile of discussions started. ?
Answers:	81%	Paul is in the 81^st percentile of responses to FiLife discussions. ?

User Stats Stacker Stats

Household Income 47%
Car Value Not Shared
Credit Score Not Shared
Home Value Not Shared
Rent Payment Not Shared
First Home Value Not Shared
Credit Card Debt Not Shared
Student Loan Debt Not Shared

User Stats Stacker Stats

Real Name: Paul Kennard
Birthday: Mar 1979
Join Date: May 12, 2008
Homepage: --Private--
Relationship Status: --Private--
Location: New York, NY
Got Kids?: None
What's your day job?: FiLife - Product Manager
What would you do with a free $100,000?: Grad school would be pretty tempting.

Latest Questions Answered

On Jul 22, 2008 10:39 am gino45 asked:

Interest

Premium saving. What is the interest rate?

Paul's most recent response

Staff

Jul 27, 2008 3:52 pm

3.5% from HSBC is about as good as you're going to get these days. I just n...

2 total responses | View Discussion »

All Answers (6)

Latest Reviews

Average rating: 4.3

On Oct 10, 2008 Paul reviewed Citigold Checking from Citibank

Ouch - according to citibank.com this account only pays .8% when you have up to $24,999 in the account. I don't know about you, but that is a lot money to have not making a return for you.

See all Citigold Checking reviews »

Average rating: 5.0

On Aug 12, 2008 Paul reviewed Car Loans from Honda Financial Services

I went to Honda with a preapproved loan offer from Cap One and so after coming to a sales price with the sales guy we had the financing dicussion. I didn't tell the sale guy what my Cap One offer was and told him to go get me the best rate and I will let him know if I will accept it. He came back with a rate of 1.9% which was 2.5% better than Cap One.

See all Car Loans reviews »

Average rating: 2.5

On Aug 12, 2008 Paul reviewed Car Insurance from Progressive

A few years back I was hit by someone that used Progressive. I was very impressed with how quickly they got in touch with me and got my car fixed. The accident occured on a saturday afternoon and by that tuesday I had a rental car and my car was in the shop getting fixed. In addition they selected one of the best body shops in town, so my car actually ended up looking better than it did before.… When a company gives this kind of service and you're not the one paying them, I can only imagine that it is this good when you are a customer.