Recent Articles by Chad Smith
There's Something About Budgeting
Friday Jun 12, 2009
Budgeting Excuses come in all shapes and sizes. See how many you have used before and discover new creative methods to establish a functional life-changing budget.
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The Your Money Bus Tour Created 3 months ago with 25 members in this group.
Good post-- I often find myself eschewing examining my finances because I don't feel like I have time or don't care, but budgeting is important. Budgeting helps me the most by quickly exposing unnecessary spending. For instance, I was spending hundreds of dollars a month on lunch (even though my lunches out weren't extravagant, they were every day). Other things I noticed: my car insurance was too expensive, my cable/internet bill was way more than it needed to be, I was purchasing $3 coffees every morning instead of making a pot at home, and I was carrying a balance on a high interest credit card that I could easily switch to one with a better rate. Budgeting works!