Recent Articles by Wade W. Slome, CFA, CFP
Drought in Higher Rates May Be Over
Tuesday Nov 10, 2009
Interest rates in the U.S. have little room to fall lower. Some foreign countries are beginning to increase rates, and when the U.S. follows suit this trend could mean higher interest payments and inflated prices for imports.
Style Drift: "Hail Mary" Investing
Friday Oct 30, 2009
The mutual funds in your investment portfolio may be style drifting. Misaligned incentives and conflicts of interest may lead to unwanted and hidden risk factors as a result.
Avoid Chasing Your 401k Tail
Friday Sep 25, 2009
401k investors do significant damage to their retirement portfolios by chasing performance. Investors should have a disciplined plan that adjusts equity allocations as portfolio holders age.
You Need History On Your Side
Tuesday Sep 15, 2009
The news and sentiment during stock bear markets and recessions can be quite depressing. History never repeats itself, but it generally rhymes with the past. This article reviews the 1973-74 bear market and makes some comparisons to the current market.
Surviving in Post-Merger Financial World
Friday Aug 7, 2009
As a result of the financial crisis and a weak economy, financial institutions have merged at a frenetic pace. Survival in a post-merger world is difficult, but with the right plan you can be successful.
Nobel Prize Winners Are Lining Up for Your 401k
Thursday Jul 9, 2009
Many 401k participants feel lost and confused when it comes to managing their retirement accounts. Wade W. Slome, CFA, CFP explains how 401k investors can expand their options and seek outside advice.
Water As An Investment: The Next Oil?
Thursday Jun 25, 2009
We notice the impact of water in our daily lives through the escalating prices in our monthly water bills. See how you can stand to profit by investing in water.
The Dirty Little Secret Shrinking Your Portfolio
Tuesday Jun 16, 2009
Opaque or hidden fees buried in your investments could be shrinking your investment portfolio.
Compounding: A Penny Saved is Billions Earned
Friday Jun 5, 2009
Albert Eistein referred to the concept of "compounding" as one of the "Eight Wonders of the World." Find out how you can use the power of compounding to transform your investment portfolio.
Building Your Financial Future – Mistakes Made in Investment Planning
Wednesday Jun 3, 2009
Building your retirement and financial future can be likened with the challenge of designing and building your dream home. The tools and strategies selected will determine the ultimate cost and outcome of the project.
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Great article. Just wondering your thoughts about "returns based style analysis"? There is a website called www.styledriftscorecard.com which shows style drift over time for every mutual fund. You can then see which ones are drifting or not. Also the question on target date funds, I found a target fund, for example, that was a 2020 target date fund but it's best fit index was a 2030 target date index. Which means they are assuming more risk than the 2020 target date fund should be assuming. You'd have to look at the data yourself and you can check on the fund.